Blog
Everything here is sourced, dated, and verified. No fluff, no tax advice.
The map
Concept
What a company in another country does — and doesn't do — for you
Where a company is registered is a fact. Where it is tax resident is a conclusion. Plain-English definitions of the terms that decide it, with sources.
What actually happens to your money between your client and your bank
The advertised fee is rarely the real cost of an international payment. The route, the reference rate, the spread, and who carries the exchange-rate risk.
Tax residency vs citizenship vs domicile: what each decides
Citizenship, immigration status, tax residency and domicile are four different things, decided by four different sets of rules. What each governs.
Deep dive
Read your tax treaty in ten minutes: a plain-English walkthrough
A tax treaty is thirty pages and about five of its articles concern a freelancer. How to find yours, read the structure, and navigate the articles that matter.
The €1,000 test: what four providers quoted on the same morning
The same €1,000 instruction quoted through Wise, Revolut, Remitly and PayPal on one morning, in two corridors, against the ECB reference rate.
The 183-day rule is not the rule: what decides tax residency
The 183-day rule is the first question, not the answer. The ordered test that decides residency when two countries both claim you, with the treaty text.